One fee. No surprises.
Investing through Homeshare is designed to be straightforward. There are no transaction fees, no markups on rent or maintenance, and no hidden charges.
Each property also has its own standard landlord costs (property management, insurance, rates, and maintenance), which are displayed transparently on every listing, just like a normal investment property.
Buying Shares
$0
Selling Shares
$0
Listing Shares
$0
Wallet Top-Ups
$0
Wallet Withdrawals
$0
Trust Service Fee
From 0.059% / month
Account Creation (AML, CDD)
$0
Property Management, Maintenance, Insurance, Rates & Taxes, etc.
Standard property outgoings are displayed on each property listing, passed on at cost*
*Homeshare doesn't take a cut on standard property outgoings. We source competitive rates and pass them directly to you.
Trust Service Fee
Homeshare charges no buy or sell fees. A single Trust Service Fee covers everything needed to manage and maintain your investment, from legal, operations, and compliance, to share registry, reporting, and platform costs.
Mortgage-Free Properties
Example: If your share portfolio is worth $1,000, the TSF would be $0.84 per month.
Leveraged Properties
Leveraged properties require a higher level of ongoing admin and management.
Your portion of the Trust Service Fee is automatically deducted from the property’s rental income while you hold your shares. You will never be required to pay the fee separately, and once you sell your shares, the fee stops immediately.
What are leveraged properties? These properties use a mortgage for part of the purchase. This can amplify returns in some market conditions but also increases risk and reduces net rental income due to interest costs. To learn more, check out: Mortgage Free & Leveraged Options
Fee-free until 1st January 2027
As Homeshare is a new product, our goal is to prove the concept first, and not at your expense. As such, Homeshare will cover all Trust Service Fees until 1st January 2027.
Property Management
To ensure each property and the families that call it home are well looked after, our properties are professionally taken care of by the experienced property management team at Ray White. Their market-standard fee is deducted from gross rental income and reflects the level of service required based on the property’s age and complexity.
The exact fee for each property is clearly shown on its listing page. To learn more about how properties are managed, check out: How Properties Are Managed
Property management fees cover:
Tenant Sourcing
Advertising vacancies, screening applicants, and securing reliable tenants.
Rent Collection
Collecting rent, managing bonds, and handling lease agreements.
Maintenance and Repairs
Coordinating repairs, maintenance, and property upkeep.
Routine Inspections
Conducting regular inspections and reporting on property condition.
Maintenance Costs
Maintenance costs (such as routine maintenance, repairs, renovations) incurred will be first covered by rental income, and are shared among investors based on ownership percentage.
While maintenance costs can vary, that's simply part of real property ownership—but we keep you informed as these costs arise. Detailed property reports, including LIMs and builders reports, are provided upfront so you know the condition of the property before purchasing.
Because Homeshare focuses on new developments to help developers recycle capital faster and bring more properties to market, many common maintenance issues of older properties are significantly less likely to occur, especially in the early years of your investment.
To learn more, check out: How Maintenance is Handled
For example:
$1,000
(Repair Costs)
1 share (1/10,000)
(No. of Shares You Own / Total Shares)
$0.10
Your Maintenance Cost
No Hidden Fees
At Homeshare, we believe in complete transparency. All outgoings from property management to maintenance are clearly outlined upfront on each property listing before you invest.
Homeshare does not charge fees for:
Buying Shares
(No fees for buying property shares on the Marketplace)
Selling Shares
(No fees for selling property shares on the Marketplace)
Withdrawing Funds
(No fees for adding funds from your Homeshare Wallet)
Topping Up
(No fees for adding or withdrawing funds from your Homeshare Wallet)
Signing Up
(No fees for creating an account and completing AML verification)
Listing Shares for Sale
(No fees for listing your shares for sale on the Marketplace)
Additional Information
To help you plan your investments, Homeshare provides detailed information about fees and costs in the details section of each property listing. For more details about fees and costs on specific properties, please visit their listings or contact our support team for assistance at support@homeshare.co.nz.
Investors are encouraged to review these details and seek independent investment advice before purchasing shares.
