Homeshare lets you co-own and invest in real property, without needing to buy the whole thing. Each property sits within its own Home Trust, divided into 10,000 equal shares. When you buy shares, you own a genuine, proportional ownership interest in that property and share in its rental income and any change in its value over time.

Whether you’re looking to start small, earn rental income, diversify your portfolio, or enter the property market without massive deposits and mortgages, Homeshare gives you a smarter, modern way to invest. It’s real ownership, made simple, digital and accessible.
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Homeshare operates in accordance with New Zealand property and investment law, including the Financial Markets Conduct Act and Real Estate Agents Act (REA) requirements where applicable.

New Zealand faces a serious shortage of quality rental homes. Government and industry reports estimate a housing shortfall of 20,000 – 30,000 homes, with rental demand outpacing supply in nearly every major region. Too few purpose-built rentals are being developed, and many investors compete for existing family homes instead of funding new builds.

That’s the cycle we're aiming to change.

Property investment has too often felt like a zero-sum game, where one person’s gain is at someone else’s expense. At Homeshare, we’re building a model that aligns investor returns with growing the pool of modern, professionally managed and newly built rental homes. We focus on properties designed to be rented long-term, not houses competing with first-home buyers at auction.

By directing investor capital toward new built-to-rent developments, Homeshare helps aligned developers recycle capital faster, bringing more homes to market. Our goal is to make property investment part of the solution, rather than part of the problem.

For us, this is only the beginning. As Homeshare grows, we plan to extend our model beyond residential homes, into commercial, short-stay, and infrastructure property series that support New Zealand’s long-term housing, tourism, and essential-services needs. Each new category will follow the same principles: transparency, regulatory oversight, and sustainable income built on real assets.

Here’s how our current residential model is built to work better for everyone:

More homes funded, not fewer

Each time investors buy shares in a new property, that capital can be recycled into future developments. Over time, this helps unlock more purpose-built rentals for Kiwi families—homes that might not otherwise be funded by banks or traditional investors.

Designed for durability & quality

All homes in our portfolio are chosen for long-term performance. They meet or exceed efficiency standards, are professionally managed, and are built for longevity, meaning healthier homes for tenants and reduced maintenance risk for investors.

Transparent and aligned

We publish rental returns, cost breakdowns, management fees and exit options clearly. Investors hold shares through a regulated trust structure built for stability. Tenants benefit from secure leases and well-maintained homes.

Every property on Homeshare moves through two key phases: Pre-Sale and Open Sale.



Pre-Sales = Early access. Secure your stake before shares sell out.
Open Sales = Trade property shares in a flexible marketplace

Investing with Homeshare is designed to be simple, secure, and transparent. Here’s how it works from start to finish:

At Homeshare, every property is professionally managed to safeguard investors’ interests and support long-term value growth.

We’ve partnered with Ray White Property Management, one of New Zealand’s most trusted and established real-estate brands, to oversee day-to-day operations. Their proven expertise, nationwide reach, and high standards of care ensure each property is managed with the same diligence as if it were their own.

Through our Home Trust structure, Homeshare maintains full oversight, financial transparency, and performance reporting across all managed properties.

Meet our property management partner here: Ray White – OnlineRentals

Homeshare plans to offer two ways to invest: mortgage-free and, in the future, responsibly structured leverage. Both options provide different ways to grow your exposure to property, depending on your goals and risk appetite.

Mortgage-Free Properties

Mortgage-free properties are purchased entirely with investor capital. There is no debt, no interest cost, and no exposure to bank lending. Your returns come directly from rental income and any gains in the property value.

These structures appeal to investors who want predictable returns with lower risk. There is no fear of interest costs rising, no refinancing events, and low risk of needing to top up capital if markets shift. You own your exact share of the home’s equity.

You will always see if a property is mortgage-free before investing, along with a clear breakdown of how this affects your returns.

Why Mortgage-Free First?

Before offering leverage, our goal is to prove real performance with a simple, low-risk foundation. Starting mortgage-free allows us to:

• Deliver steady rent income without interest costs

• Keep returns predictable and easy to understand

• Maintain a clean structure for regulators and investors

• Build a strong base for future leveraged products

These early properties help unlock what comes next. The faster they fill, the sooner we can introduce leverage.

Earning passive income from your property shares should feel simple and predictable. Here is how rental income is calculated, paid out, and accessed.

Each month, rental income from every property is collected and allocated to investors. Your payout is based on how many shares you hold in each property and the associated costs.

Before income is distributed, standard costs such as property management fees (typically around 7.5% + GST), the Trust Service Fee, and any property-related expenses are deducted. For leveraged properties, interest payments will also be deducted.


Homeshare then pays or sets aside any applicable tax under New Zealand’s Listed Portfolio Investment Entity (Listed PIE) regime, a system that simplifies tax and caps it at a maximum of 28% for most investors. The remaining net income is then deposited directly into your Homeshare wallet, with no further tax obligations for most New Zealand residents.

After all deductions, your share of the net income is deposited into your Homeshare wallet.

Learn more about tax here: How Tax Works on Homeshare

Your share of the rental income is deposited into your Homeshare wallet each month. You can track earnings in real-time and access detailed  reports directly from your dashboard.

Investing in property comes with ongoing costs. Homeshare keeps these simple and transparent so you always understand how each property is managed and how expenses affect returns.

Maintaining the property is key to stable rental income and long-term value. Maintenance costs (such as routine maintenance, repairs, renovations) incurred will be first covered by rental income, and are shared among investors based on ownership percentage.

While costs can vary, that's simply part of real property ownership—but we keep you informed as these costs arise. Detailed property reports, including LIMs and builders reports, are provided upfront so you know the condition of the property before purchasing.

Because Homeshare focuses on new developments to help developers recycle capital faster and bring more properties to market, many common maintenance issues of older properties are significantly less likely to occur, especially in the early years of your investment.

If issues do arise, they’re typically small and easily handled via rental income. In rare cases where larger costs occur, they’re managed through a structured process shared across investors.
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This approach helps keep projections clean and easy to compare, while still ensuring each property is maintained to the high standards expected by tenants and investors alike.

When investing in property shares through Homeshare, it’s important to understand how taxes apply to your investments. Homeshare operates each property under New Zealand’s Portfolio Investment Entity (PIE) regime. This structure can offer meaningful tax advantages and simplifies the process for most investors.

Under a multi-rate PIE, tax is calculated using your Prescribed Investor Rate (PIR), which is usually 10.5%, 17.5%, or 28%, based on your personal income. For many New Zealanders, this rate is lower than their ordinary income tax rate, which can lead to real tax savings.

Homeshare, through each unit trust, will pay or set aside applicable PIE tax on taxable income (broadly, rental income minus deductible expenses) before distributions are made to property share owners.For most New Zealand resident individuals, no further tax is required to be paid on PIE distributions, and you generally will not need to include them in your IRD tax return if your PIR is correct.

Learn more about how taxes work under New Zealand's Portfolio Investment Entity (PIE) regime here: IRD - Portfolio Investment Entities

Each Homeshare Home Trust is intended to elect multi-rate PIE status. You can read more about PIE tax reporting, benefits, and examples here: BNZ - Understanding Portfolio Investment Entities

As a multi-rate PIE, your investment may benefit from the following:

Homeshare gives you flexible, accessible ownership in real property. Whether you are taking your first step or building on years of experience, the platform gives you simple tools to grow a portfolio that fits your goals.