The "Double Return" Engine
Most investments only pay you once. Property pays you twice. At Homeshare, we focus on high-quality homes in strong rental and growth regions, giving investors exposure to both income and long-term appreciation.*
Monthly Rental Income
You earn your share of the rental income, paid into your online wallet every month. Target Net Yield on residential rental properties is 4% – 5%* per year.
Capital Growth
As the property value increases, so does the value of your shares. NZ Residential property has averaged approx. 5% – 6%* growth per year for the last 20 years.
7% - 9%
When these two are combined, long-term property owners have historically achieved total annual returns in the 7 to 9 percent range. While past performance doesn’t guarantee future results, it does show how rental income and growth can work together over time.
Future Offerings: More Than Just Houses
Homeshare is starting with Residential Property, but our vision is to give you access to the entire real estate market.
Asset Class
Focus
Target Net Yield
Residential (Live)
Built-to-rent homes in growth regions
4% - 5%
Commercial (Planned)
Warehouses, Medical Centres, Retail
6% - 8%
Short-Stay (Planned)
Airbnb-style holiday rentals
8% - 12%
Infrastructure (Planned)
Childcare, Renewables, Logistics
5% - 7%
Supercharge Returns: The Power of Leverage
Leverage has always been one of the strongest tools in property investment. It lets you control a larger asset with less capital, increasing your exposure to both rental income and long-term growth but also significantly increasing risk. Our goal is to offer it in a way that is simple, transparent, and aligned with investors.
When it launches, every leveraged property will show exactly how the structure works (equity, loan amount, interest rate, exposure multiple, and projected rent coverage) before you invest.
Here's what different leverage levels mean:
Mortgage-Free
Exposure: 1x Investment
Example: $1 = $1 Exposure
Low (30% LVR)
Exposure: 1.4x Investment
Example: $1 = $1.4 Exposure
Medium (50% LVR)
Exposure: 2x Investment
Example: $1 = $2 Exposure
High (80% LVR)
Exposure: 5x Investment
Example: $1 = $5 Exposure
Learn more about how leverage works with Homeshare here: Mortgage-Free & Leveraged Options
The "Tax Hack": Keep More of What You Earn
If you own a rental property personally, the government can take up to 39% of your profit, but with Homeshare, each property elects to be a Portfolio Investment Entity (PIE), resulting in many investors paying tax from 10.5% up to a maximum of 28%.
Save 11%
For high earners, this is an instant 11% tax saving compared to owning property directly or money in the bank. For leveraged properties, loan interest remains a tax deductable expense.
Learn more about how tax works with Homeshare here: How Tax Works with Homeshare
Disclaimer*
The information on this page is general in nature and does not take into account your objectives, financial situation or needs. It is not financial advice, investment advice, or a recommendation to acquire any financial product. Any figures, projections and case studies are illustrative only and are based on assumptions that may change. They are not guarantees of future performance and actual returns may be higher or lower, and you may lose some or all of the money you invest. Past performance is not a reliable indicator of future results.
Any offer of interests in a Homeshare property will be made in accordance with New Zealand law and only to eligible investors. Before making any investment decision you should carefully read the relevant Product Disclosure Statement and other offer documents, and consider obtaining independent financial, tax and legal advice.
